The YourBlock personal digital filing cabinet will give the consumer much needed peace of mind and assurance by putting personal data back into the control of the individual. With the General Data Protection Regulation (GDPR) coming into force in May 2018, the YourBlock platform will provide a solution to allow for compliance to Service Providers, the significance of this change should not be underestimated. While consumers will input and manage their own data, Service Providers will upload details of plans and offers, with YourBlock operating as a two-sided piece of technology, connecting both parties through transparency and trust, using Blockchain technology. With Service Providers inputting information, consumers will be able to directly renew, modify or cancel plans and receive tailored quotes specific to their needs, cutting out the middle man (price comparison websites). By participating within the platform, there will be a fundamental change in relationship with the consumer, empowering them to shop for insurance and utilities by being in control of their data and rewarded for doing so. This new ‘privacy bank’ will also close the gap on the collection of personally identifiable information (PII), which has been a serious issue with information phished on the internet, leading at times to identity theft. Zero personal data will be sold to third parties, minimising unwanted third party marketing calls, e-mails and SMS.
About YourBlock
A fully Secure and Private Blockchain based Digital Filing Cabinet which enables the consumer to securely store, control and manage their data.
- Privacy Private Blockchain, linked to Public Blockchain.
- Consumer Control Providing the consumer secure access to quotes for products and services, if and when the consumer wants.
- YBK Tokens Used for discounts on products and services, and awarded upon completion of transactions.
- Built For Business Offering service providers a secure platform to upload their pricing and underwriting matrix.
- Smart Contracts Smart contracts between the consumer and service providers completed on the Blockchain, achieving immutability and data integrity.
- Data Integrity Provides up to date and accurate information to service providers/suppliers. Allowing them to quote with a higher level of accuracy and lower risk factor.
WHAT MAKES IT DIFFERENT
The YourBlock platform will offer several benefits to both consumers and service providers.
Consumer benefits:
- Financial savings by sharing commission/origination fees earned by YourBlock, through simple price comparisons and alerts, and through smart tracking of spend on services.
- Higher data privacy by controlling who and when service providers get access. Limiting access to only the data necessary to offer the service.
- Greater transparency on comparable services and on policy/ contract terms.
- The more users on the platform the greater the chance to get better deals with the service providers for their products and services.
Service Provider benefits:
- Improved consumer data quality, kept up to date post on-boarding.
- Cost savings and improved customer experience enabled by the automation of on-boarding and claims, modifications, cancellations and renewals of policies/contracts.
- Reduced insurance fraud through automated smart contracts.
- There are several additional benefits to related parties in each industry. For example, in the Insurance space, the following parties will also greatly benefit from YourBlock: re-insurers; industry watchdogs; brokers; regulators and law enforcers.
Token YBK
Price 1 YBK = 0.50 EUR
Bonus Available
Platform Ethereum
Accepting ETH, BTC, Fiat
Soft cap 5,000,000 EUR
Hard cap 30,000,000 EUR
Country Gibraltar
Whitelist/KYC KYC & Whitelist
Restricted areas USA, China
Milestones
Aug/Sept 2017 Initial scoping:
- Product discovery
- Technical discovery
- Technical definition
- Roadmap
Oct 2017 Token sale announced
Dec 2017 Pre-sale launch
Jan 2018 Token sale launch
Feb/Mar 2018 Product definition & design:
- Product definition & user stories
- Technical update
- UI/UX design
- Testing
Feb 2018 Token sale close
March 2018 Platform development starts
April 2018 Product development (MVP):
- consumer web app
- mobile iOS app
May 2018 Product development (Post MVP):
- Consumer Android app
- Consumer use cases
- Service provider web app
May 2018 Beta test MVP
June 2018 Product development (post MVP):
- Smart contracts
- Home Assistant App
July 2018 Live
TEAM
For more Informations:
WEBSITE | FACBOOK | REDDIT | TWITTER | GITHUB | WHITEPAPER | TELEGRAM | BITCOINTALK | BOUNTY | MEDIUM
Author: bakso.super
ETH: 0x0A39Baaa338F9F1f5f5b4e52f82095d0dD7c94D8
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