The project, which we will talk about today, is created by a team of experienced professionals in the field of mobile application development. On their account, the launch of such successful applications as NaviFon is a smartphone program that works as a navigator, UTalk is an instant messenger that allows you to exchange messages, media files and other data, and UBank is a mobile application that is an electronic payment service that allows you to pay various services, manage bank cards, make transfers and so on.
The project that we are discussing this time is called Ubcoin . It will be an excellent addition based on the crypto currency, blocking technology and smart contracts to the already existing solution - UBank, which successfully operates in Eastern Europe. We will talk about what the project is like, how it works, what it will allow to change and in what direction.
Long experience of developers
As we have already said, the founders of the project have been working in this field for a long time. In particular, experts have been developing mobile applications for financial management for about 9 years, starting in 2009. At one time, the company was very much helped by funding from Runa Capital, the Russian venture fund, which invested $ 8 million in it.
Now Ubank is an application with over 16 million downloads on the App Store and Google Play, over 5 million registered users, over 2.5 million active users every month and 200,000 users every day. At the same time, about 20 million transactions are performed each year, and well-known mobile phone manufacturers such as Samsung, Fly and Huawei have signed a partnership agreement for the pre-installation of Ubank on their smartphones.
Moreover, in 2016 the application became the "Best Application for Mobile Banking in Eastern and Central Europe". This, in turn, means that the creators of Ubcoin are a company with many years of experience and gained authority for years. Therefore, on the one hand, the success or failure of the project is entirely their risk, and on the other hand, it is an extra motivation to create the highest quality product that will allow people to change their lives for the better.
The Ubcoin Project
The Ubcoin project is aimed at creating the marketplace Ubcoin Marketplace, which will become a kind of bridge that connects the two banks - the crypto-currency world in which all transactions are carried out with the help of digital assets - crypto-currencies, and the real world in which people spend money to pay for any goods , that is, physical objects, or services.
In simple words, Ubcoin Marketplace will become a global platform, which will be a marketplace, allowing you to purchase and sell real goods and services for crypto currency. The basis for this service will be the well-known technology of blockade with all its features and benefits.
The base for Ubcoin - smart contracts Ethereum Blockchain, through which will be the purchase and sale of goods in the application. This will ensure decentralization of the trade process, because no intermediaries or unwanted third parties can interfere in the relationship between the seller and the buyer. At the same time, they can trust each other, because the reliability of their cooperation is backed by smart contracts.
The market maker Ubcoin itself will not actually own any of the provided products, it will only provide users with tools and a convenient interface for sales and purchases of real goods for crypto currency.
Payment for goods will be made using internal platform tokens - UBC, which, like other tokens built on the ERC20 standard, are crypto currency with the possibility of growth in price over time due to increased demand for their use. Therefore, transactions between participants - parties to transactions, will occur directly (Peer-to-Peer).
Users can be sure that transactions are performed in the same way reliably and safely, as well as cooperation itself, because they are transmitted in real time through the block system, which means that they can not be changed, stolen or damaged in any way.
In the next part of the review of this first-of-its-kind decentralized platform, we'll tell you what Ubcoin Marketplace will allow to change in the process of how the crypto currencies are currently managed - we compare the past (before Ubcoin) and the future (after launching Ubcoin).
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