After we found out in the first part of the Humancoin block-project overview what his idea is and what problems prevent the charity industry from developing, it's time to talk about one of the elements that were included in the solution of the platform - blocking technology, smart contracts and crypto-currencies. Well, let's start by remembering what we already know about Humancoin.
Humancoin (or Humancoin Foundation) is a block-project project that will launch a decentralized platform based on blockbuster technology, smart contracts and crypto currency (Humancoin tokens). Within the ecosystem, the creators of the platform will unite not only participants in the charitable industry, but also players in the e-commerce industry.
The Humancoin platform will eliminate the mistrust of donors to charitable organizations, funds and projects, ensure transparency of payments and use of the funds received, expand the volumes of three markets simultaneously: charity, e-commerce and crypto-currency.
Humancoin tokens
Humancoin is a name not only for the platform and ecosystem that will be created within the project, but also for tokens, which will be sold to obtain funds for the further implementation of the project and its promotion. Crowdsdale Humancoin, in turn, will form the base of potential donors, who, in the long term, will put tokens into various kinds of charitable projects and funds.
In order to carry out the transfer of funds, the user will need to select a specific charitable project or fund, and then - to transfer the tokens to the purse of this project / fund. If the donor is already a token holder, he just needs to specify the recipient from the list of available tokens. If the donor has learned about the platform after the end of the crowdsdale, he will have to make the transfer in a convenient currency, after which the platform automatically converts it into Humancoin.
Why tokens? Transactions using blocking technology have many advantages. First of all, the use of crypto currency for making transfers ensures their speed and eliminates any boundaries. Users do not need to use local currencies and convert them. In fact, the donor sends tokens to the recipient, but both send and receive the Fiat conversion automatically.
In addition, as is known, crypto-currency is based on block-up technology, one of the features of which is the ability to monitor the status of transactions and ensure transparency of transfers. Thanks to this, donors can view not only the state of their transaction, but also how exactly the project / fund to which they donated their funds, uses them.
In addition, translations in the crypto currency have another great advantage - economic efficiency. Due to the low cost of transactions, funds and projects receive the maximum amount of money - the commission of the Humancoin platform is only 5%, while most charities and funds charge at least 4-5 times more, because some of these funds are needed to organize them work.
Platform Functionality
Humancoin members will be able to use the platform's capabilities with a web-based platform and mobile application with the most thoughtful interface and dashboard, in which projects and funds are categorized and subcategories such as religion, healthcare, humanitarian aid, nature protection, education, etc.
Humancoin has a built-in messenger so that all Humancoin users can communicate with each other, discuss funds and projects, make sure they are honest and reliable. Built-in purse allows you to convert local currency and tokens Humancoin in automatic mode. In addition, the creators provided tracking of all costs and online reporting for those who, due to the peculiarities of jurisdiction, it is necessary for tax purposes.
One of the possibilities of the platform is the investment of funds not only in specific projects and funds, but also in the HumanPool pool, which will automatically distribute funds between projects and funds with the largest ratings from the Humancoin community. This decision, at least, concerns corporate structures that are not in a position to transfer funds to a specific project.
Community ratings are an important part of the Humancoin ecosystem. Information about assessments and user feedback on projects and funds will be safely stored in the blockroom. It is on these assessments that donors can rely, choosing the recipient of funds. In the next, final part of the review, we will talk about another, probably the main feature of Humancoin, which distinguishes the platform from all others, including decentralized ones .
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